Blog

It won’t show up on your LinkedIn profile.It’s not handed out in boardrooms.But it carries more...

Urban slavery is real. But it doesn’t look like what you’d expect.

Most investors will never build real wealth.

For years, China was consideredtoo riskyfor investors. Trade tensions, unpredictable regulations,...

The Shifting Landscape of Emerging Markets

What is Debt Burden Ratio (DBR)?

Why Do Some Investors Lose Money While Others Build Wealth?

Investing in the stock market can feel exciting and overwhelming at the same time.

Choosing when you retire, may not be entirely up to you—life often has its own plans.

Congratulations on taking the first step by creating your budget! It’s like signing up for a gym...

Living in the UAE offers incredible opportunities, and with the right budget in place, you can make...

Discover how MetLife Future Protect offers comprehensive protection and performance for UAE...

2025 is a year brimming with opportunities to elevate your financial game. Whether you're looking...

Mortgage Life insurance is a policy designed to safeguard your home loan against unexpected life...

What brought you to the UAE? 

Are you retired or approaching retirement?

Discover why Zurich Futura is the top choice for UAE residents. Learn about its unique benefits and...

SIP in UAE are gaining popularity as a smart way to convert surplus income into long-term wealth.

The S&P 500 crossed the magical 6000-point mark yesterday. A remarkable 70% gain from its bottom in...

Every parent dreams of providing the best education for their child, but in today’s world,...

For many, including you and me, the opportunity to build wealth and secure financial independence...

Tom Lee Predicts a 7-10% Market Dip: Should You Be Worried?

Critical Illness Insurance-Real Stories That Prove Its Value

"Anyone can cook!" - Chef Gusteau, Ratatouille

Two unrelated events highlighted my Eid holiday break:

The dance of greed and fear, orchestrated by exit polls, lost and made trillions of rupees in a...

Did you know that someone recently bought a staggering $250 million life insurance policy in Hong...

Are you a millennial?

The bonus season is already here, As a reward of your hard work last year!

Winning with money begins with effective money management, and a budget is one of the simplest yet...

Are you looking to get the most out of your Zurich Futura plan?

Victoria Beckham, Jennifer Lopez, Paris Hilton, Elton John, and Princess DianaWhat is common among...

Are you 50 or older and concerned about retirement savings and financial future?

Understanding Life Insurance 

Retirement planning is often clouded by myths that can lead to a delayed or insecure retirement.

Parenthood: A subtle blend of Love, Joy, and Anxiety.

Discover the remarkable growth of India's stock market as it surpasses the $4 trillion mark and...

Shark Tank is one of my favourite reality shows…

What should we get for Dinner? Raghu asked Rathi.

I recently started playing chess,( yes I am late, but better late than never😉)

The United Arab Emirates (UAE) presents abundant opportunities for financial growth and prosperity. 

Picture a life where your finances are a source of empowerment, not stress.Here is an opportunity...

Want to turn your paycheck into lasting wealth? 

I wish someone had taught me this when I was 22!🤔Twenty-two years old, Ethan Nguonly is on track...

For Muslims, Islamic Life Insurance or Takaful Plans are an excellent alternative to traditional...

People often ignore and overlook a few crucial financial aspects and usually need a compelling...

Zurich Futura: A Premier Whole Life Insurance in the UAE

After a dismal 2022, global equity markets witnessed a spectacular rally in the first half of the...

After robust growth in July, global equities declined in the first week of August. 

Medical Miracles & Financial Realities

When I read Dr. Stuart Kim's claim that The first person to...

The summer temperatures and the stocks on Wall Street have been soaring high in the last few weeks....

Life insurance is perhaps the only product you will buy, hoping you don't have to use it anytime...

Determining where you want to retire is as crucial as when and how. 

If you are on 100% variable income, there is no upper limit to how much money you can make, but...

Do you want to buy a car or a house?

Investing is crucial for achieving financial security and reaching your life goals. 

Making well-informed decisions is crucial for financial success and well-being. However, knowing...

While we all look forward to establishing a rewarding career, can you think about retiring in your...

Are you wondering if you should buy Life Insurance in the UAE?

Why do I need Whole life insurance? It is the immediate question people ask when they hear about...

When buying life Insurance in the UAE, you mainly consider a term life or whole life insurance.

A majority of residents don’t have a written financial plan.Maybe you don’t either.

The UAE is quickly emerging as a favorable destination for retirement as it continues to attract...

The UAE is a land of opportunity providing residents with a relatively higher disposable income.

Don't you hate it when you miss an exit twice on E311 or on Sheik Zayed road?

Financial advisors in the UAE are typically compensated in one of the following ways;

25% of Zurich's claims were from policies issued within just three years of inception.

Knowing how efficient a life Insurance company is when it come to paying claims, is crucial...

People often confuse growth with progress. Although there is some overlap, they are not the same.

In their mid-thirties with two children, John and Jane approached me for financial planning and...

The holy month of Ramadan is a time to fast, pray and give for the benefit of others. It is...

1. How to be a good parent?
2. How to manage your money efficiently?

Like me, do you also wonder why...

Many investment principles in practice today have been around for a long time, yet many pay the...

One of the most frequently asked questions on various financial forums is, "Should I keep or...

There was an unprecedented erosion in bond values in 2022. We have not seen such a crash in the...

More than USD 12,000,000,0000 are invested globally via ETFs as of 2022, which will likely cross 25...

Mohammed Rayful won the AED 35,000,000 grand prize of the Big Ticket iN January 2023.

Would you invest in a Pirate Stock Exchange?

Dependable retirement income was a challenge even during the early Roman period! 

Last week, I got a call from a young expat couple wanting to know if they should buy or continue to...

The Good, the Bad, and the Ugly is a 1966 movie starring Clint Eastwood (the good), Lee Van Cleef...

The phrase "cover all bases" originates from the World War II period. 

A Will in time can protect what you created over a lifetime!

"Shave or Pay" 

People with beards had to pay Beard tax in Russia and England in the 17th and 16th...

A refrigerator is a device to keep food fresh, but it cannot do so forever. Over time food inside...

The distance between the edge of your middle finger and elbow is known as "Muzham" in Tamil and...

Imagine your life if you had to work all seven days of the week 😰 until you retire.

Would you pay 5 Trillion Dollars for a loaf of bread?

Today's task is simple but not easy.

Welcome to Day 9 of the Win with Money Challenge.

In the 17th and 18th Centuries, money was still real, and governments could not just print money to...

Welcome to Day 7 of the 30-Day-Win With Money Challenge. 

We live in a world of consumerism fueled by debt. Thanks to easy credit, many are falling into the...

Did you know that credit card companies charge anywhere between 40%-47% interest?

Humans are creatures of habit.

The new year has just started, and you are probably back to your daily grind. 

We saw a sleek-looking umbrella at Ikea a few months back. It was still summer in Dubai. (Isn't it...

Thank you for completing the day one task. Was it easy?

Let me know if you have any questions.

Congratulations, and thank you for participating in the 30-Day With Money Challenge 

Have you seen kids persuading their parents for a toy, ice cream, or a bar of chocolate?

The biggest room each one of us has is the room for improvement. 

I was on the phone with a client yesterday, and they introduced me to their colleague who had the...

I often wonder why we do things we don't want to do, get results we don't desire, but still keep...

One of my good friends called me after seeing my post on Facebook on the 30-Day Win With Money...

I was a bit skeptical before launching the 30 Days - Win with Money challenge.

I wanted to be sure...

The last three years were challenging on multiple fronts, and money was one of them for many of us.

Are you looking for the right investment platform to grow wealth and gain passive income?

A few days back, there was a rumor about a steep increase in the Fuel prices for July. It indicated...

If cash is king, then cash flow is the emperor — the ultimate ruler of financial stability and...

While most relatives would think a hundred times before asking you for money, a few may approach...

Avoid These Common Mistakes & Build a Secure Financial Future

Imagine going to the supermarket with a cartload of money and still not being able to fill your...

In the last few days, many clients, friends, and colleagues have reached out to know if the DEWA...

US equities posted another weekly loss, as the Geo-Political crisis still holds center stage.

“Crude oil will never trade back above $44 ‘in my lifetime.” Dennis Gartman - 2016

Global Markets tumbled as Russia invaded Ukraine in the wee hours of Thursday. After many days of...

I was catching up with a few colleagues on zoom a few days ago, and we were chatting about how long...

Sturm and Drang are perhaps the right words to describe the prevailing global market situation.

This is the weekly market update as of 10th January 2022. Tune in every week for news, views, and...

How often have you read an article on Financial resolutions and found it irrelevant to your...

This is the weekly market update as of 19th December 2021. Please visit every week for news, views,...

Last week, the bears were out, busy pushing down the growth assets and scaring the bulls away to...

Investors in the US woke up from the Turkey Coma to the news of a new Covid-19 strain in South...

As the markets reach new highs almost every week, I am running out of adjectives to describe the...

The US markets reversed some of its growth from the previous week, as investors digested the data...

Words have power. When delivered with the right intent and energy, they incite, empower and...

The bulls had a beastly party scaring the hell out of the bears this month. After a Spooky...

The U.S. markets were up last week, reaching record highs in response to robust corporate earnings. 

In the stock market tug of war, the bulls are back in the game.

After reading all the negative news during the weekend, investors with an itchy-trigger-finger...

As expected, the bears came out of a six-month-long hibernation in September, bringing the S&P 500...

It was like unwelcome rain on a desert safari on Monday last week when the markets were down...

The much anticipated Fed meeting failed to provide any direction on the potential tapering this...

Double Trouble?

The markets opened in the red last week, continued to struggle until Thursday, and...

Despite the recent correction in January, the market valuations are still high. Many feel that...

The U.S. equities were marginally up last week, despite the spread of the Delta variant denting...

When you invest $10,000 at a 10% growth rate, it will grow to $16,100 or 1.6 times in 5 years. In...

While we in the UAE had our long EID break last week, the Global markets were on a roller coaster...

You would have read many poems on love and many other aspects of life, but have you read a poem on...

How will you invest when the bull market ends?

One crucial factor differentiating the rich from the poor is that the rich are always aware of...

Investing in stocks can be a great way to grow your wealth.

It also can be a quick way to erode...

What goes up has to come down, and that is precisely what happened with Bitcoin and other...

No one wants to die early, but the sad truth of life is that people die sooner or later.

Buying life and critical illness insurance for a working member in a family is a no brainer. It...

Investors have a love-hate relationship with cash. 

They try to sell everything, switch to cash...

We identify International days to raise awareness on many important things like Cancer, Climate...

Every time you receive your paycheck, you pay so many people!

You pay your...

We live in a world of instant gratification, hyper-consumerism and easy retail credit. It is easy...

Last week I met a young couple, who wants to become financially independent at age 40. Both are...

Investing is a great way to build wealth over time. 

However, there are a few challenges with...

While the holy month of Ramadan is associated with fasting, prayer, giving and connecting with...

On 1st April 1976, While the world was busy fooling people or getting fooled, three individuals got...

Exchange-traded funds or ETFs, were first designed way back in 1990, with the aim of giving retail...

Robust portfolio management has two essential processes. 

1. Right Asset Allocation based on your...

Are you Financially better off or worse than at the beginning of the year?

How do you know if you...

Times have changed, and so has the Retail investment arena. Traditional investments like Gold and...

Off late Stocks have been getting a lot of attention, particularly the US technology stocks like...

Protecting our portfolio against market volatility is a tricky task, albeit a necessary one given...

Many residents dream of starting and managing a successful business for creating wealth and a...

Risk and volatility have been often interchangeably misapplied by investors and finance...

Guaranteed Pension

In a world of extreme economic uncertainty, a dependable source of passive...

What Is Asset Allocation?

"Do not put all your eggs in one basket." 

We have heard this before,...

The New Normal

This whole COVID-19 crisis will end, sooner than later. But when it ends, For sure ...

What is a Future Contract?

A Futures contract is a legally binding agreement to buy or sell an...

What started as a local outbreak in Wuhan - China late last year, has now locked-up almost the...

"Mutual funds were created to make investing easy, so consumers wouldn't have to be burdened with...

Benjamin Graham is one of the most successful investors in the modern era. He is a British-born...

Don't look for the needle in the haystack. Just buy the haystack! - John C Bogle

Jeevan Anand is a combination of a savings plan and Whole of Insurance.

It helps you achieve two...

Luxuries of the past have become the needs of today; e.g. Private Schooling, Branded Clothing,...

Quests of Life

The three main quests of our life are Good Health, lots of happiness and loads of...

“Wealth is the ability to fully experience life.”Henry David Thoreau

We all want to live a long and healthy life, don't we?

“The quest to live forever, or to live for...

Many would argue that Zurich Futura is the best Whole of Life Insurance in UAE, and they may be...

What is a Will?

A Will is a legal document, stating how you want to distribute your wealth and who...

Financial mistakes are not uncommon.

You may get away when you make some, but a mistake while...

INTRODUCTION:

As an NRI in the UAE, your biggest motivation for living and working in UAE could...

Here are the 6 reasons why your business needs Keyman Insurance.

1. To Mitigate loss of Revenue...

The following are the 5 steps to choose the right investment;

1. Prioritize your Goals
2. Identify...

Major Ailments like Cancer, Stroke or organ failure can keep a person away from work for months or...

The Story of Critical Illness Insurance.

Critical illness insurance was invented by Marius...

You may have read a poem on many aspects of life, but have you read a poem on investing?

It is a well-known fact that money doesn’t grow on trees, but you can certainly grow money when you...

A fat purse and a lean body are the most common New Year resolutions people make every single year.

Do you want to save more in 2024?

Why Invest your Savings?

Investing your savings helps you build wealth. It enables you to put your...