--- title: How to take charge of your expenses in the New normal? description: Download this free Excel Template, helping you take charge of your expenses when life returns to the New Normal after COVID-19 crisis ends. image: https://www.financialplanningindubai.com/hubfs/Untitled%20design%20%288%29.jpg --- [![Financial_Planning_in_Dubai_logo](https://www.financialplanningindubai.com/hs-fs/hubfs/Financial%20Planning%20in%20Dubai%20Logo_9090-2.png?width=90&height=90&name=Financial%20Planning%20in%20Dubai%20Logo_9090-2.png "Financial_Planning_in_Dubai_logo")](https://www.financialplanningindubai.com/?hsLang=en-gb) - [Home](https://financialplanningindubai.com/) - [Blog](https://www.financialplanningindubai.com/blog) - [Services](https://www.financialplanningindubai.com/services) - [Islamic Investments & Takaful Plans](https://www.financialplanningindubai.com/blog/salama-hyat-plus-takaful-plan) - [Medical Insurance](https://www.financialplanningindubai.com/blog/topic/medical-insurance) - [Free Resources](https://www.financialplanningindubai.com/free-finanical-tools) - Tools - Calculators - [S&P 500 Investment Calculator](https://financialplanningindubai.com/sp-500-investment-calculator/) - [Life Insurance Calculator](https://www.financialplanningindubai.com/life-insurance-calculator) - [SIP Calculator](https://financialplanningindubai.com/sip-calculator/) - [Lumpsum investment calculator](https://www.financialplanningindubai.com/lump-sum-investment-calculator) - [Inflation Calculator](https://www.financialplanningindubai.com/inflation-calculator-uae) - [Net-Worth Calculator](https://www.financialplanningindubai.com/blog/free-personal-balance-sheet-template-networth-statement) - [The Best Budget Planner for Expats](https://www.financialplanningindubai.com/expat-budget-planner) [Book A Discovery Call](https://www.financialplanningindubai.com/meetings/damodhar?hsLang=en-gb) # How to take charge of your expenses in the New normal? ![Damodhar Mata](https://app.hubspot.com/settings/avatar/e63bc971ec29ebe6c012fd042c1a8215) [Damodhar Mata](https://www.financialplanningindubai.com/blog/author/money-mata-aka-damodhar-mata) 4 May 2020, 15:43:32 ###### [Expenses](https://www.financialplanningindubai.com/blog/topic/expenses) ## The New Normal This whole COVID-19 crisis *will end*, sooner than later. But when it ends, For sure *“Life Will Never Be the Same Again.”* Many things will change, starting with our values, our vision for the future and our priorities in life.  When values, vision and priorities change, they impact almost every aspect of our life, like work, family, community, income and expenses. While many of these factors may not be in our control, our expenses can be controlled to a large extent. ## An Important Lesson During the Lockdown or movement restrictions, we spent much less than what we would typically do, Isn’t it?  We cut down on many expenses, which we thought were essential in the past, only to realize that we can survive without them. This crisis has taught us *An Important Lesson* that we can live on much less than we could ever imagine.  How to make sure that we don’t forget this lesson when things get better? ## Take Charge Helping you estimate how your expenses can be or should be in the New Normal is the objective of this blog post. I have created a simple excel template to help you take charge.  Fill in the form below to download the **Take Charge Template**. ## How to use this template? 1. Begin with listing all your annual and monthly expenses before COVID-19 in the **Green Cells.** 2. Decide which expenses you want to keep, and which ones to stop 3. If an expense continues, estimate if it will increase or decrease and by how much. 4. When you do this for all your expenses; you will have a summary of your total expenses before COVID-19 and the future expenses 5. This template will show you the potential savings; which you can use to grow wealth, pay off debt or invest in your dreams/ aspirations 6. Unfortunately, some of us have had to go through a layoff or take a pay cut; if so, you can use this tool to realign your expenses to your emergency savings or reduced income Go ahead, download this free template by submitting the form below. Let me know if this is useful, and feel free to share this with your friends, family and colleagues. Help them Take Charge of their New Normal Expenses.   ![Damodhar Mata](https://app.hubspot.com/settings/avatar/e63bc971ec29ebe6c012fd042c1a8215) [Damodhar Mata](https://www.financialplanningindubai.com/blog/author/money-mata-aka-damodhar-mata) Author, Blogger & Independent Financial Advisor. My goal is to give you actionable tools for creating passive income and building wealth. More than 10,000 expats have already used my ideas to jumpstart their journey towards financial independence. Connect with me to start yours... Share this article on [mailto:?subject=Check%20out%20How%20to%20take%20charge%20of%20your%20expenses%20in%20the%20New%20normal?%20&body=Check%20out%20https://www.financialplanningindubai.com/blog/how-will-your-expenses-be-in-the-new-normal](mailto:?subject=Check%20out%20How%20to%20take%20charge%20of%20your%20expenses%20in%20the%20New%20normal?%20&body=Check%20out%20https://www.financialplanningindubai.com/blog/how-will-your-expenses-be-in-the-new-normal) ##### Read more - [The Real C-Suite – The Only Title That Matters 🏆](https://www.financialplanningindubai.com/blog/breadwinner?hsLang=en-gb) - [The Wealth Secret 99% of Investors Ignore – Will You?](https://www.financialplanningindubai.com/blog/the-iceberg-of-investing?hsLang=en-gb) - [From Risk to Reward? The Shifting Case for China Investing](https://www.financialplanningindubai.com/blog/from-risk-to-reward-the-shifting-case-for-china-investing?hsLang=en-gb) ## Further Reading [![How to Achieve Your Short-Term Financial Goals in 5 Easy Steps](https://www.financialplanningindubai.com/hs-fs/hubfs/5%20Easy%20Steps%20to%20Achieve%20Your%20Short-Term%20Financial%20Goals.%20%20(350%20%C3%97%20250%20px)-2.png?width=300&name=5%20Easy%20Steps%20to%20Achieve%20Your%20Short-Term%20Financial%20Goals.%20%20(350%20%C3%97%20250%20px)-2.png)](https://www.financialplanningindubai.com/blog/short-term-financial-goals?hsLang=en-gb) ##### [How to Achieve Your Short-Term Financial Goals in 5 Easy Steps](https://www.financialplanningindubai.com/blog/short-term-financial-goals?hsLang=en-gb) Do you want to buy a car or a house? [Read More](https://www.financialplanningindubai.com/blog/short-term-financial-goals?hsLang=en-gb) [![4 Easy New Year Resolutions to Boost Your Finances In 2024.](https://www.financialplanningindubai.com/hs-fs/hubfs/4%20Easy%20New%20Year%20Resolutions%20(350%20x%20250%20px)-2.png?width=300&name=4%20Easy%20New%20Year%20Resolutions%20(350%20x%20250%20px)-2.png)](https://www.financialplanningindubai.com/blog/boost-your-finances-in-2024?hsLang=en-gb) ###### [Tick a Week](https://www.financialplanningindubai.com/blog/topic/tick-a-week) ##### [4 Easy New Year Resolutions to Boost Your Finances In 2024.](https://www.financialplanningindubai.com/blog/boost-your-finances-in-2024?hsLang=en-gb) A fat purse and a lean body are the most common New Year resolutions people make every single year. [Read More](https://www.financialplanningindubai.com/blog/boost-your-finances-in-2024?hsLang=en-gb) [![How to determine how much life insurance you need?](https://www.financialplanningindubai.com/hs-fs/hubfs/How%20to%20determine%20how%20much%20life%20insurance%20you%20need-2.png?width=300&name=How%20to%20determine%20how%20much%20life%20insurance%20you%20need-2.png)](https://www.financialplanningindubai.com/blog/how-to-determine-how-much-life-insurance-you-need?hsLang=en-gb) ###### [Life Insurance Dubai](https://www.financialplanningindubai.com/blog/topic/life-insurance-dubai) ##### [How to determine how much life insurance you need?](https://www.financialplanningindubai.com/blog/how-to-determine-how-much-life-insurance-you-need?hsLang=en-gb) Life insurance is perhaps the only product you will buy, hoping you don't have to use it anytime... [Read More](https://www.financialplanningindubai.com/blog/how-to-determine-how-much-life-insurance-you-need?hsLang=en-gb) *Damodhar Mata | Your Trusted Financial Advisor in Dubai* ![Damodhar Mata-7-2](https://www.financialplanningindubai.com/hs-fs/hubfs/Damodhar%20Mata-7-2.png?width=119&height=119&name=Damodhar%20Mata-7-2.png) *I can help you grow wealth, gain passive income, and achieve your goals faster and with ease. * **Top Pages** - [Home page](https://www.financialplanningindubai.com) - [Best Life Insurance](https://www.financialplanningindubai.com/best-life-insurance-dubai) - [Best Investment Plan](https://www.financialplanningindubai.com/blog/how-to-invest-in-uae) - [Retirement Planning in the UAE](https://www.financialplanningindubai.com/retirement-planning-in-uae) - [FIRE Early Retirement Guide](https://www.financialplanningindubai.com/blog/early-retirement-in-uae-fire-guide) - [Best Child Education Plan](https://www.financialplanningindubai.com/childrens-education-planning) **Top Blog Posts** - [Financial Planner or Financial Advisor?](https://www.financialplanningindubai.com/blog/financial-planner-or-financial-advisor) - [How to find the Best Financial Advisor](https://www.financialplanningindubai.com/blog/best-financial-advisor-uae) - [Win With Money Challenge](https://www.financialplanningindubai.com/blog/30-days-win-with-money-challenge) - [FIRE guide for expats](https://www.financialplanningindubai.com/blog/early-retirement-in-uae-fire-guide) - [Pay Yourself First](https://www.financialplanningindubai.com/blog/how-expats-in-uae-can-grow-wealth-using-pay-yourself-first-strategy) - [Google Reviews](https://www.financialplanningindubai.com/testimonials-financial-advisor-in-dubai) **Other pages** - [About us](https://www.financialplanningindubai.com/about-us) - [Testimonials](https://www.financialplanningindubai.com/testimonials-financial-advisor-in-dubai) - [Services](https://www.financialplanningindubai.com/services) - [Contact us](https://www.financialplanningindubai.com/contact-us) --- © 2024 Financial Planning in Dubai. All rights reserved. [Follow us on Facebook](https://www.facebook.com/finplandubai/) [Follow us on LinkedIn](https://www.linkedin.com/in/damodhar/) [Follow us on YouTube](https://www.youtube.com/@mytwofils) [Follow us on Instagram](https://www.instagram.com/moneymatadubai) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Damodhar Mata", "url" : "https://www.financialplanningindubai.com/blog/author/money-mata-aka-damodhar-mata" }, "dateModified" : "2020-06-19T13:34:02.278Z", "datePublished" : "2020-05-04T11:43:32.000Z", "headline" : "How to take charge of your expenses in the New normal?", "image" : [ "https://www.financialplanningindubai.com/hubfs/Untitled%20design%20%288%29.jpg" ], "mainEntityOfPage" : { "@id" : "https://www.financialplanningindubai.com/blog/how-will-your-expenses-be-in-the-new-normal", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.financialplanningindubai.com/hubfs/Financial%20Planning%20in%20Dubai%20Logo_9090-2.png" }, "name" : "Financial Planning in Dubai" } } ``` ```json { "@context" : "https://schema.org", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "UAE", "addressLocality" : "Emaar Square, Burj Downtown, Dubai,", "addressRegion" : "Emaar Square", "postalCode" : "124422", "streetAddress" : "Building No 1, 4th floor" }, "alternateName" : "Financial Planning in Dubai | Independent Financial Planner", "logo" : "https://www.financialplanningindubai.com/hs-fs/hubfs/New_logo.png?width=100&name=New_logo.png", "name" : "Financial Planning in Dubai | Independent Financial Planner", "sameAs" : [ "https://www.linkedin.com/in/damodhar/", "https://www.facebook.com/finplandubai", "https://twitter.com/finplandubai", "https://www.instagram.com/moneymatadubai/", "https://www.youtube.com/channel/UC-Zc9NxnCZDw0j_HkTerMWw/videos", "https://in.pinterest.com/finplandubai/" ], "url" : "https://www.financialplanningindubai.com/home01" } ```