--- title: "The Secret to Achieving Financial Goals: Progress vs. Growth" description: You need both growth & progress to be successful at investing. Growth is unpredictable, progress is totally in your control. Take Charge. image: https://www.financialplanningindubai.com/hubfs/Growth%20VS%20Progress%20-2.png --- [![Financial_Planning_in_Dubai_logo](https://www.financialplanningindubai.com/hs-fs/hubfs/Financial%20Planning%20in%20Dubai%20Logo_9090-2.png?width=90&height=90&name=Financial%20Planning%20in%20Dubai%20Logo_9090-2.png "Financial_Planning_in_Dubai_logo")](https://www.financialplanningindubai.com/?hsLang=en-gb) - [Home](https://financialplanningindubai.com/) - [Blog](https://www.financialplanningindubai.com/blog) - [Services](https://www.financialplanningindubai.com/services) - [Islamic Investments & Takaful Plans](https://www.financialplanningindubai.com/blog/salama-hyat-plus-takaful-plan) - [Medical Insurance](https://www.financialplanningindubai.com/blog/topic/medical-insurance) - [Free Resources](https://www.financialplanningindubai.com/free-finanical-tools) - Tools - Calculators - [S&P 500 Investment Calculator](https://financialplanningindubai.com/sp-500-investment-calculator/) - [Life Insurance Calculator](https://www.financialplanningindubai.com/life-insurance-calculator) - [SIP Calculator](https://financialplanningindubai.com/sip-calculator/) - [Lumpsum investment calculator](https://www.financialplanningindubai.com/lump-sum-investment-calculator) - [Inflation Calculator](https://www.financialplanningindubai.com/inflation-calculator-uae) - [Net-Worth Calculator](https://www.financialplanningindubai.com/blog/free-personal-balance-sheet-template-networth-statement) - [The Best Budget Planner for Expats](https://www.financialplanningindubai.com/expat-budget-planner) [Book A Discovery Call](https://www.financialplanningindubai.com/meetings/damodhar?hsLang=en-gb) # The Secret to Achieving Financial Goals: Progress vs. Growth ![Damodhar Mata](https://app.hubspot.com/settings/avatar/e63bc971ec29ebe6c012fd042c1a8215) [Damodhar Mata](https://www.financialplanningindubai.com/blog/author/money-mata-aka-damodhar-mata) 23 Apr 2023, 08:16:43 ###### [Financial Goals](https://www.financialplanningindubai.com/blog/topic/financial-goals) People often confuse growth with progress. Although there is some overlap, they are not the same. ![Growth and Progress-2](https://www.financialplanningindubai.com/hs-fs/hubfs/Growth%20and%20Progress-2.png?width=700&height=400&name=Growth%20and%20Progress-2.png) Growth is the increase in the value of your investments, and [progress](https://www.financialplanningindubai.com/blog/how-to-conduct-a-year-end-financial-review?hsLang=en-gb) is your movement toward your financial goals. Let's say your goal is to build a mango farm. You plant a seed that grows into a vast tree, bearing many fruits. It is still not a farm. There is a profound quote in Tamil... > "தனி மரம் தோப்பாகாது." which roughly translates into "A single tree does not make a forest." Also, there is no guarantee that a single seed will grow into a large tree and bear many fruits. However, if you plant many seeds and nurture them, they will slowly grow into a farm bearing thousands of fruits every year. Investing is a very similar process. The savings from your income are the seeds you sow consistently in assets, that helps you progress towards your financial goals.  You must keep building these assets(progress) that can grow in value to help you reach your goals. Growth is unpredictable. Progress is totally in your control. Take Charge. ![Damodhar Mata](https://app.hubspot.com/settings/avatar/e63bc971ec29ebe6c012fd042c1a8215) [Damodhar Mata](https://www.financialplanningindubai.com/blog/author/money-mata-aka-damodhar-mata) Author, Blogger & Independent Financial Advisor. My goal is to give you actionable tools for creating passive income and building wealth. More than 10,000 expats have already used my ideas to jumpstart their journey towards financial independence. Connect with me to start yours... Share this article on [mailto:?subject=Check%20out%20The%20Secret%20to%20Achieving%20Financial%20Goals:%20Progress%20vs.%20Growth%20&body=Check%20out%20https://www.financialplanningindubai.com/blog/the-secret-to-achieving-financial-goals](mailto:?subject=Check%20out%20The%20Secret%20to%20Achieving%20Financial%20Goals:%20Progress%20vs.%20Growth%20&body=Check%20out%20https://www.financialplanningindubai.com/blog/the-secret-to-achieving-financial-goals) ##### Read more - [The Real C-Suite – The Only Title That Matters 🏆](https://www.financialplanningindubai.com/blog/breadwinner?hsLang=en-gb) - [The Wealth Secret 99% of Investors Ignore – Will You?](https://www.financialplanningindubai.com/blog/the-iceberg-of-investing?hsLang=en-gb) - [From Risk to Reward? 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[Read More](https://www.financialplanningindubai.com/blog/are-you-making-financial-progress?hsLang=en-gb) [![5 Reasons to Join the Tick-a-Week Savings Challenge](https://www.financialplanningindubai.com/hs-fs/hubfs/bigstock--154136369.jpg?width=300&name=bigstock--154136369.jpg)](https://www.financialplanningindubai.com/blog/5-reasons-to-join-the-tick-a-week-savings-challenge?hsLang=en-gb) ###### [Savings Challenge,](https://www.financialplanningindubai.com/blog/topic/savings-challenge)[Save More in 2018](https://www.financialplanningindubai.com/blog/topic/save-more-in-2018) ##### [5 Reasons to Join the Tick-a-Week Savings Challenge](https://www.financialplanningindubai.com/blog/5-reasons-to-join-the-tick-a-week-savings-challenge?hsLang=en-gb) ## Tick-a-Week Savings Challenge starts 1st January 2018. ##### The following are the five reasons you must... [Read More](https://www.financialplanningindubai.com/blog/5-reasons-to-join-the-tick-a-week-savings-challenge?hsLang=en-gb) [![Do 30-Day Challenges Actually Work? - FPiD](https://www.financialplanningindubai.com/hs-fs/hubfs/30%20days%20challenges%20-%20do%20they%20work-2.png?width=300&name=30%20days%20challenges%20-%20do%20they%20work-2.png)](https://www.financialplanningindubai.com/blog/do-30-day-challenges-actually-work-fpid?hsLang=en-gb) ###### [30 Days Challenge](https://www.financialplanningindubai.com/blog/topic/30-days-challenge) ##### [Do 30-Day Challenges Actually Work? - FPiD](https://www.financialplanningindubai.com/blog/do-30-day-challenges-actually-work-fpid?hsLang=en-gb) I was a bit skeptical before launching the [30 Days - Win with Money challenge.](https://www.financialplanningindubai.com/blog/30-days-win-with-money-challenge?hsLang=en-gb) I wanted to be sure... [Read More](https://www.financialplanningindubai.com/blog/do-30-day-challenges-actually-work-fpid?hsLang=en-gb) *Damodhar Mata | Your Trusted Financial Advisor in Dubai* ![Damodhar Mata-7-2](https://www.financialplanningindubai.com/hs-fs/hubfs/Damodhar%20Mata-7-2.png?width=119&height=119&name=Damodhar%20Mata-7-2.png) *I can help you grow wealth, gain passive income, and achieve your goals faster and with ease. * **Top Pages** - [Home page](https://www.financialplanningindubai.com) - [Best Life Insurance](https://www.financialplanningindubai.com/best-life-insurance-dubai) - [Best Investment Plan](https://www.financialplanningindubai.com/blog/how-to-invest-in-uae) - [Retirement Planning in the UAE](https://www.financialplanningindubai.com/retirement-planning-in-uae) - [FIRE Early Retirement Guide](https://www.financialplanningindubai.com/blog/early-retirement-in-uae-fire-guide) - [Best Child Education Plan](https://www.financialplanningindubai.com/childrens-education-planning) **Top Blog Posts** - [Financial Planner or Financial Advisor?](https://www.financialplanningindubai.com/blog/financial-planner-or-financial-advisor) - [How to find the Best Financial Advisor](https://www.financialplanningindubai.com/blog/best-financial-advisor-uae) - [Win With Money Challenge](https://www.financialplanningindubai.com/blog/30-days-win-with-money-challenge) - [FIRE guide for expats](https://www.financialplanningindubai.com/blog/early-retirement-in-uae-fire-guide) - [Pay Yourself First](https://www.financialplanningindubai.com/blog/how-expats-in-uae-can-grow-wealth-using-pay-yourself-first-strategy) - [Google Reviews](https://www.financialplanningindubai.com/testimonials-financial-advisor-in-dubai) **Other pages** - [About us](https://www.financialplanningindubai.com/about-us) - [Testimonials](https://www.financialplanningindubai.com/testimonials-financial-advisor-in-dubai) - [Services](https://www.financialplanningindubai.com/services) - [Contact us](https://www.financialplanningindubai.com/contact-us) --- © 2024 Financial Planning in Dubai. 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