Medical Insurance for Dependent Parents in Dubai, is now mandatory according to the DHA Health Insurance Law.
It can be broadly classified into the following 2 categories;
Comprehensive Medical Insurance.
If you are looking to know more about the essential benefits plan, click here.
If you are looking to know more and buy the comprehensive benefits plan, read further;
The following is the list of Medical Insurance companies that provide comprehensive medical insurance for parents in Dubai;
The premium plans offer the following benefits;
These plans can only be availed after Full Medical Underwriting for each individual applicant. Prior to availing of the insurance, each applicant has to complete a comprehensive medical questionnaire to provide complete details of medical history, lifestyle, and current health status.
Based on the underwriting the final premiums will be confirmed by the insurance company.
Please note that the insurance provider can decline cover for non disclosed pre-existing conditions
Each insurance company and plans have specific exclusions, it is advisable to obtain a copy of the TOB and the policy wording and review them thoroughly before buying a policy
The Premium or Comprehensive Benefits Plans offer a much better for dependent parents in UAE, however, the premiums can be higher in comparison to the Essential Benefits Plans.
For people who are looking for medical insurance only for visa purposes, it is better to buy the Essential Benefits Plan. For those who are looking to avail of proper medical coverage at premium hospitals, you can choose from one of the above-mentioned companies
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