List of Medical Insurance companies in Dubai

The post provides a list of Medical Insurance companies in Dubai.

You can choose from this list, the most suitable company and plan based on your coverage needs and budget.

Medical Insurance in Dubai is broadly classified into the following 2 categories;
  1. The Comprehensive Benefits
  2. The Essential Benefits Plan or DHA plan
Health Insurance in Dubai

The Essential Benefits Plan or DHA plan

This plan provides very basic and essential coverage for medical emergencies and access to a small list of clinics and hospitals for regular medical care. 

For outpatient treatment, direct access to Specialist Doctors and hospitals is restricted and is possible only after recommendation by General Practitioner from an approved clinic.

It is ideal for 

  • For employees earning less than AED 4000, starting at AED 625
  • Basic Plan for Dependent Parents, starting at AED 2,500
  • Basic Plan for Dependent Spouses up to age 45, starting at AED 1,650
  • Basic Plan for other Dependents less than age 65, starting at AED 625

This plan is adequate if you are looking to buy insurance only for visa purposes.

Click here to know more about and to buy the Essential Benefits Plan

The Premium or Comprehensive Benefits Plans 

Such plans have a wide range of cover options with a wide range of network hospitals. These are ideal for people who are looking for;

  • Direct access to Specialist Doctors and hospitals for Outpatient treatment (unlike EBP where access is restricted to General Practitioners at approved clinics)
  • Higher coverage limits overall and higher sub-limits for Maternity, Prescription Medicines, and outpatient treatment
  • Wider geographical coverage ( International, Regional and Local Coverage)
  • Wider Network of Hospitals (Welcare, American, Canadian, Medicare, Zulekha, Zahra, etc...)
  • Additional benefits like; Dental, Optical, Alternative Medicine, Private rooms, and hassle-free and quick approvals

Comprehensive Benefits or Premium plans are offered by both International and Regional Insurance companies;

Click here to know more about Comprehensive Medical Insurance for Dependent Parents

International Medical Insurance Companies

The following international providers of Medical Insurance offer a wide scope of medical cover, their coverage amount is usually high and is widely used by multinational companies for their staff, business owners, and senior staff in private and government organizations.

Most of the companies in the Jebel Ali Free Zone, Dubai Media City, Dubai Internet City, and the DIFC use International Providers for their staff, to ensure that their staff gets medical care of international standards, whether they are in  UAE or traveling abroad for business or pleasure.

International medical insurance companies offer both individual and group health insurance options, and are listed in no particular order as follows;

  • Bupa International
  • Now Health
  • Aetna
  • Morgan Price
  • Metlife

Regional Medical Insurance Companies in Dubai

Dubai has set high medical care standards, and regional medical insurance companies compete aggressively with international providers in providing quality insurance coverage at affordable costs.

The regional insurance companies are widely used by most of the government organizations in Dubai, regional business houses, large, medium, and small.

Most LLC companies prefer using regional medical insurance providers, as they provide medical insurance for all categories of employees of an organization.

As there are many regional medical insurance companies in Dubai, I have listed the names which offer quality cover options;

  • Arab Orient - Mednet
  • Arab Orient - Nextcare
  • AXA Gulf
  • Abu Dhabi National Insurance Co(ADNIC)
  • Daman National Health Insurance Company
  • Oman Insurance
  • Emarat Takaful
  • Noor Takaful
  • New India Assurance UAE
  • Dubai Insurance Co. PSC
  • Dubai Islamic Insurance & Reinsurance Co
  • Dubai National Insurance & Reinsurance PSC (DNIRC)\
  • Emirates Insurance Co PSC
  • Methaq Takaful Insurance Company
  • National General Insurance Co(NGI)
  • Ras Al Khaimah National Insurance Co


If you are looking to buy or know more about Premium or Comprehensive Medical Insurance plans, please arrange a discovery call by clicking the button below.

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